TOP BTECH COLLEGE IN UTTRAKHAND RIT ROORKEE in KC Layout

ELIGIBILITY CRITERIA:

Should be an Indian National;
Secured admission to professional/technical courses in India or Abroad through Entrance Test/Merit based selection process.
Good academic career.
Student should not have an outstanding education loan from any other Institution.
Father/Mother should be co-borrower.
Branch nearest to the permanent residence of student will consider the loan.

ELIGIBLE COURSES:
Studies in India (Indicative list) :

Graduation/ Post Graduation courses
Professional courses: Engineering, Agriculture, Management, Computer
Courses conducted by institutes set up by Central/State Govt.
Other courses leading to diploma/degree, etc. conducted by colleges/universities approved by UGC/Govt./AICTE/AIBMS/ ICMR, etc.

GUIDLINES AND RESOURCES
Documents required by banks for extending education loans
S.No.

Documents Required to Apply for Educational Loan

1


Admission letter of the Educational Institute giving details of fee, boarding and lodging expenses. Letter confirming scholarship, if any.

2


Attested copies of documents for the proof of age/date of birth and proof of residential address.

3


Passport size photo of the applicant, co-applicants and guarantors.

4


Copy of the PAN card of student and parents of borrower

5


Copy of marks-sheets/degree/ certificates of previous academic qualifications.

6


Income proof/latest income tax return of parents/co- applicants, guarantors. (if any)

7


Details/statements of Bank accounts held by the student applicant/co- applicant(s)/guarantors (if any) for the last six months.

8


Details of collateral security along with valuation certificate of Govt approved valuer (if any). (In case of loan amounting to more than Rs: 4.00 Lacs)

Banks in India providing Educational Loans
Following are some of the premier banks of India that are providing educational loans. Click on the banks to know the details.

Allahabad Bank
Andhra Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
Catholic Syrian Bank

Dena Bank
Central Bank of India
Corporation Bank
Federal Bank Ltd.
HDFC
IDBI
Indian Bank
Vijaya Bank

Indian Overseas Bank
Karnataka Bank
Oriental Bank of Commerce
Punjab National Bank

State Bank of India
Syndicate Bank
United Bank of India
UCO Bank
Union Bank of India



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